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Rogue River Valley - Oregon Travel Guide
Stolen Wallet Tips - Articles
Be Prepared
Place the contents of your wallet on a photocopy machine, do both sides of each license,
credit card, etc. You will know what you had in your wallet and all of the account numbers
and phone numbers to call and cancel. Keep the photocopy in a safe place.
A corporate attorney sent this out to the employees in his company. I pass it along,
for your information. We've all heard horror stories about fraud that's committed using your
name, address, SS#, credit, etc. Unfortunately, I (the author of this piece who happens to
be an attorney) have first hand knowledge, because my wallet was stolen last month and within
a week the thieve(s) ordered an expensive monthly cell phone package, applied for a VISA credit
card, had a credit line approved to buy a Gateway computer, received a PIN number from DMV to
change my driving record information online, and more. But here's some critical information
to limit the damage in case this happens to you or someone you know. As everyone always advises,
cancel your credit cards immediately, but the key is having the toll free numbers and your card
numbers handy so you know whom to call. Keep those where you can find them easily. File a police
report immediately in the jurisdiction where it was stolen, this proves to credit providers
you were diligent, and is a first step toward an investigation (if there ever is one).
But here's what is perhaps most important: (I never ever thought to do this) Call the
three national credit reporting organizations immediately to place a fraud alert on your name
and SS#. I had never heard of doing that until advised by a bank that called to tell me an
application for credit was made over the Internet in my name. The alert means any company that
checks your credit knows your information was stolen and they have to contact you by phone to
authorize new credit. By the time I was advised to do this, almost 2 weeks after the theft, all
the damage had been done. There are records of all the credit checks initiated by the thieves'
purchases, none of which I knew about before placing the alert. Since then, no additional damage
has been done, and the thieves threw my wallet away this weekend (someone turned it in).
It seems to have stopped them in their tracks.
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